Job Details

Credit Manager

Metals USA is seeking an experienced Credit Manager, to join our growing financial services team in Mobile, AL. The ideal candidate will possess strong financial acumen, analytical skills, and experience in credit analysis. The Credit Manager will be responsible for conducting customer credit investigations, performing detailed financial analysis, and making informed credit decisions and ensuring sound financial practices.

Duties and Responsibilities:

• Monitors and reviews customer accounts on a regular basis to maintain an appropriate level of risk.
• Manages collection process of delinquent accounts to maintain credit receivable, including and establishing relationship with collection agencies and collection attorneys.
• Resolves disputes with customer base and other departments as they relate to receivable and risk management.
• Analyzes specific credit applications for terms of sale and credit limits.
• Ensures that receivable reports are submitted to the general managers and other sales staff on a consistent basis.
• Coordinates with sales team to improve credit quality and cash flow.
• Implements processes to improve cash flow and reduce delinquent receivables.
• Analyzes financial statements of potential and existing customers to determine current financial strength, liquidity, debt services coverage and value of collateral.
• Performs ongoing monitoring and analysis of data of borrowers for service compliance. Consults with current & future clients regarding level of credit.
• Controls bad debt exposure and expenses through direct management of credit terms on the company's ledger.
• Sets and changes credit terms as required.
• Sets and ensures compliance with corporate credit policy.
• Implements liens to major delinquent accounts as needed.
• Oversees the negotiation and course of action for delinquent accounts. Pursues legal remedies for non-payers.
• Obtains and maintains a thorough understanding of the financial reporting and general ledger structure.
• Ensures an accurate and timely monthly, quarterly and year end close.
• Collaborates with the Regional Credit and Export Manager, Controller, General Manager and other department leaders to support the overall financial goals and objectives.
• Monitors department processes and flow for efficiency and accurate use of resources while maintaining a high level of accuracy.
• Advises the Regional Credit & Export Manager, Controller and General Manager of non-routine reporting transactions.
• Responds to inquiries from the Regional Credit & Export Manager, Controller and General Manager regarding financial results and special reporting requests.
• Maintains accounts receivable records including but not limited to: application of cash receipts, resolution of short payments and billing problems, credit memos, elimination of government payment discrepancies, resolution of bank discrepancies regarding electronic and credit card payments.
• Establishes and adheres to accounting principles and controls which verify the integrity of all systems, processes and data.

Metals USA offers a competitive starting salary and benefits plus upward mobility professional growth.

Metals USA provides equal employment opportunities to applicants and employees w/o regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status or disability.

Metals USA is committed to protecting our employees by creating and maintaining a workplace free of substance abuse.

• Bachelor degree in accounting, business administration, finance or a similar field.
• Minimum of three years of accounting and credit experience.
• Ability to communicate clearly with internal and external customers to support credit and collections activity.
• Ability to manage competing priorities and attention to detail.
• Strong analytical and organization skills.
• Proficiency in Microsoft Office Suite and accounting software.
• Candidate must pass pre employment drug testing.

Annual Salary: $65,000